By accessing or using the Site or Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Site or Services.

You may use the Services provided by Bilyanea solely for lawful purposes and in accordance with these Terms.

You may be required to create a user account to access certain features of the Site or Services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You are solely responsible for any content you submit, upload, or display on the Site or through the Services. Bilyanea reserves the right to remove any content that violates these Terms or is otherwise objectionable.

The Site and Services, including all content, trademarks, and logos, are the property of Bilyanea or its licensors and are protected by copyright and other intellectual property laws.

Your use of the Site and Services is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using the Site or Services, you consent to the collection and use of your information as described in the Privacy Policy.

Bilyanea shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site or Services.

You agree to indemnify and hold harmless Bilyanea and its officers, directors, employees, and agents from any and all claims, damages, losses, liabilities, costs, and expenses (including attorneys' fees) arising out of or in connection with your use of the Site or Services or your violation of these Terms.

Bilyanea reserves the right to modify these Terms at any time without prior notice. Any changes to these Terms will be effective immediately upon posting on the Site. Your continued use of the Site or Services after the posting of revised Terms constitutes your acceptance of the changes.

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law principles.